Drive Today. Pay Nothing for 90 Days.*

Finance any 2020 or newer car, truck, or SUV with Whitefish Credit Union and enjoy 90 days of no payments.

Take a break from monthly payments this summer.

How It Works

Choose Your Vehicle

Pick any 2020 or newer car, truck, or SUV—even if it's already waiting at the dealership or if you want to refinance your existing non-Whitefish CU car loan.

Apply Online

Complete our quick application form in just 5 minutes. Tell us about you and the vehicle you’re ready to drive.

We’ll Be in Touch

A local Member Service Representative will follow up within one business day to walk you through the next steps.

Helping You Hit the Road Since 1934

We’re your local credit union—rooted in Montana, focused on you, and committed to making vehicle financing simple, affordable, and stress-free.

Start Your Application

Frequently Asked Questions

Do I need perfect credit?

No. We look at your full financial picture—not just your credit score.

Which vehicles qualify?

Any car, truck, or SUV from model year 2020 or newer.

Can I refinance an existing loan?

Yes—transfer your car loan to Whitefish Credit Union and take a break from your monthly payment.

What happens after I apply?

One of our local Member Service Representatives will call you within one business day to go over your application.

The Road to 90 Days of No Payments Closes August 31

Apply now before this limited-time offer passes you by.

Start Your Application

Disclosure:

*Interest will begin to accrue when loan funds are disbursed. Subject to membership eligibility and credit approval. Offer valid for new or used car loans years 2020 and newer with applications completed by August 31, 2025. Refinancing of a current Whitefish Credit Union loan is not eligible for the offer.